FLEXIBLE FINANCING OPTIONS AT CREATIVE DESIGN NJ

Home Improvement Loans For Homeowners

A backyard patio with a fire pit table, outdoor seating with cushions, a gazebo with a dining area, and lush green trees in the background.

Regions Bank USA

Pave Now, Pay Later


Regions USA is a specialized home improvement lender that has approved over a million home improvement loans. The application process is quick and easy with high approval rates and multiple payment options. You'll receive a credit decision in minutes, and once approved Regions will send the loan documents and Payment Authorization Form for review and signature.

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. Actual loan term may be shorter if less than the full approved amount of credit is used. Interest stars accruing when funds are disbursed. Minimum loan amounts apply.

A certificate with the logos of Regions and EnerBank USA, and a green banner with white text that says 'Star Performer'.
Outdoor backyard patio with a fire pit surrounded by six white Adirondack chairs, a stone pathway, and a house with lit steps at dusk, with trees and a swing set in the background.

HFS Financial

No Impact On Credit To Apply
Loans Up to $500,000
20 Year Terms

HFS Financial specializes in home improvement loans for homeowners. The loans powered by HFS Financial are personal loans and the loan options are based on the homeowner's creditworthiness and income. The process is quick and easy and once approved the loans can fund quickly. These home improvement loans are direct-to-consumer funded for all types of home improvement projects.


A modern elevated backyard deck with outdoor furniture, stairs leading down to a patterned stone patio with a fire pit, landscaped garden, and white fencing surrounding the yard.

LYON FINANCIAL

Low Fixed Rates
Loans Up To  $200,000
Terms Up To  30 Years


An industry leader in providing pool & home improvement loans. With no consulting fees, no prepayment penalties and low fixed rates Lyon makes it easy for customers to secure funding for their dream backyard.

Available on approved credit, not all will quality. Subject to change. Terms and amounts may differ based on loan purpose and credit profile. Conditions and limitations apply. Advertised terms are subject to change without notice.